Total Cost to Migrate to Germany from India: A Transparent Breakdown

Akanksha Tripathi

5 min read

Updated On Feb 18, 2026

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The total cost to move to Germany from India ranges from INR 15 lakh to INR 24 lakh for a single applicant. Blocked account alone is EUR 13,092 (INR 11.9 lakh). Check visa fees, insurance, flight, rent deposit and complete breakdown before you apply.

Total Cost to Migrate to Germany from India

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Overview of Total Cost for Germany Immigration from India in 2026
Germany Visa Fee and VFS Service Charges in 2026
Germany Document Translation, Notarisation and Credential Recognition Costs聽
Blocked Account Requirement for Germany Visa
Health Insurance Cost for the First Year in Germany
Germany Flight Costs and Accommodation Deposit
Immigration Consultant Fees to Move to Germany from India
Total Estimated Budget to Migrate to Germany from India in 2026
Plan Your Germany Move With 成人每日大赛 Immigration Assistance

Germany has become one of the top destinations for skilled Indians. In 2015, about 86,000 Indians lived there. By 2025, that number had reached 280,000. Germany needs 400,000 skilled workers every year across IT, healthcare, engineering and trades. The job market is strong but the financial side of moving there is something most people do not think through early enough.聽

Whether your plan is to move on the Germany Opportunity Card, Work Visa, Student Visa, Job Seeker Visa or any other pathway, being clear on the total cost to migrate to Germany from India before starting your application can make your journey to Germany a lot easier.

Overview of Total Cost for Germany Immigration from India in 2026

Before we get into the details, here is what you are looking at in terms of the total cost to migrate to Germany from India in 2026:

Cost Category	Amount in EUR	Amount in INR
National Visa Fee	EUR 75 per adult	INR 6,825
VFS Service Charge	INR 1,722 per person	INR 1,722
Document Translation and Notarisation	EUR 150 to EUR 500	INR 13,650 to INR 45,500
Health Insurance for 12 months	EUR 360 to EUR 1,200	INR 32,760 to INR 1,09,200
Blocked Account	EUR 13,092 per year	INR 11,91,372
Flight Ticket	EUR 500 to EUR 900	INR 45,500 to INR 81,900
Accommodation Deposit	EUR 1,600 to EUR 4,500	INR 1,45,600 to INR 4,09,500
First Month Living Expenses	EUR 900 to EUR 1,500	INR 81,900 to INR 1,36,500
Immigration Consultant Fees	INR 50,000 to INR 1,50,000	INR 50,000 to INR 1,50,000

Now let鈥檚 break down what each of these costs actually means and where you need to be more careful.

Germany Visa Fee and VFS Service Charges in 2026

The visa itself costs EUR 75 per adult for a national visa, which covers the Work Visa for Germany, the Opportunity Card,聽Germany Job Seeker Visa and EU Blue Card. Kids under 18 pay EUR 37.50. This fee goes directly to the German government, and remember you will not get it back, even if your visa gets rejected.

Then there is VFS Global, which costs around INR 1,722 per person. VFS handles the visa submission process in India, and they have centres in New Delhi, Mumbai, Chennai, Kolkata, Hyderabad and Bengaluru. You cannot skip this fee because all German visa applications from India go through VFS.

Compare: Opportunity Card vs Work Visa vs Study Route

Germany Document Translation, Notarisation and Credential Recognition Costs聽

If your documents for immigration to Germany are not in German or English, they need to be translated by a certified sworn translator. Your cost will look like this, depending on the number of documents you have:聽

Document Type	Cost in INR
Degree and Mark Sheets	INR 5,000 to INR 12,000 per document
Work Experience Letters	INR 3,000 to INR 8,000 per document
Personal Documents	INR 2,500 to INR 6,000 per document
Notarisation per Document	INR 2,000 to INR 5,000
Credential Recognition for regulated jobs	INR 20,000 to INR 40,000

Blocked Account Requirement for Germany Visa

This is probably the biggest amount of money you will need upfront when calculating the total cost to migrate to Germany from India. For the Opportunity Card and Job Seeker Visa in 2026, you need to deposit EUR 1,091 per month into a blocked account. Over 12 months, that comes to EUR 13,092, which is just under INR 12 lakh. Check in detail below:聽

Visa Type	Monthly Amount	Annual Total in EUR	Annual Total in INR
Opportunity Card and Job Seeker Visa	EUR 1,091	EUR 13,092	INR 11,91,372
Student Visa	EUR 992	EUR 11,904	INR 10,83,264
Setup Fee	One-time	EUR 89 to EUR 149	INR 8,099 to INR 13,559

Health Insurance Cost for the First Year in Germany

You cannot enter Germany without health insurance. Germany healthcare regulations require valid coverage from day one. While you are job hunting on an Opportunity Card or Job Seeker Visa, you need expat or incoming insurance. Providers like Mawista, EDUCARE24 and Provisit offer policies for EUR 30 to EUR 100 per month. For the full year, plan for EUR 360 to EUR 1,200.

Once you land a job, your employer puts you on the statutory GKV (Gesetzliche Krankenversicherung)聽 system and it gets deducted from your salary automatically. At that point, you can cancel the expat policy.

Quick Read: Part-Time Work Rules on Germany Opportunity Card

Germany Flight Costs and Accommodation Deposit

If you are flying from Delhi, Mumbai or Bengaluru to Frankfurt or Munich, expect to pay EUR 500 to EUR 900 (INR 45,500 to INR 81,900) for a one-way ticket. The real issue starts when you start looking for a place to live. German landlords want two to three months of rent upfront as a deposit:

City	Monthly Rent for 1 BHK	Deposit You Will Pay
Munich	EUR 1,200 to EUR 1,500	INR 3,27,600 to INR 4,09,500
Frankfurt	EUR 900 to EUR 1,100	INR 2,45,700 to INR 3,00,300
Berlin	EUR 800 to EUR 1,000	INR 2,18,400 to INR 2,73,000
Hamburg	EUR 700 to EUR 900	INR 1,91,100 to INR 2,45,700
Leipzig or Dresden	EUR 400 to EUR 600	INR 1,09,200 to INR 1,63,800

Immigration Consultant Fees to Move to Germany from India

A lot of people hire consultants to handle the paperwork and visa process for Germany. In India, consultants charge anywhere from INR 50,000 to INR 1,50,000, depending on what visa you are applying for and how much hand-holding you need.

Total Estimated Budget to Migrate to Germany from India in 2026

If you are moving to Germany as a single professional on a Work Visa, Opportunity Card or on a Job Seeker Visa, you should plan to spend between INR 15 lakh and INR 24 lakh. This covers everything from visa fees to your first month of living expenses. Families will need to budget significantly more. For a couple, plan for INR 22 lakh to INR 32 lakh and for a family of four, expect INR 28 lakh to INR 40 lakh. Also, if your profession needs credential recognition, budget closer to the higher end of these ranges.

Plan Your Germany Move With 成人每日大赛 Immigration Assistance

The total cost to migrate to Germany from India is not small, but it is doable if you plan properly. Germany is hiring skilled professionals from India in large numbers right now, and the visa routes through the Opportunity Card, Work Visa and EU Blue Card are clearer than they have ever been.

If you want expert help with visa selection, blocked account setup, credential recognition, and the full application process, reach out to聽成人每日大赛 Germany Immigration Assistance and get the support you need to make this move happen.

Book Your Free Consultation

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Frequently Asked Questions

How much money do I need in my bank account to apply for a Germany visa from India?

For a Job Seeker Visa or a Opportunity Card, you need EUR 13,092 in a blocked account, which comes to approximately INR 11,91,000. Student visa applicants need EUR 11,904, which is slightly lower.

Is the Germany visa fee refundable if my application gets rejected?

No, the visa fee of EUR 75 per adult is non-refundable regardless of whether your application is approved or rejected. The VFS service charge of INR 1,722 is also not refunded.

Can I skip hiring an immigration consultant and apply for a Germany visa myself?

Yes, you can handle the entire application process yourself but only if you are comfortable with documentation and research. Consultants charge INR 50,000 to INR 1,50,000, so if you are confident about the process, that is money you can save and put toward your relocation expenses instead.

Do I need health insurance before I even apply for the visa or only after approval?

You need valid health insurance before you apply. The German consulate will ask for proof of coverage as part of your visa application documents. Without it, your application will not be processed. Expat insurance policies from providers like Mawista or EDUCARE24 are accepted and cost EUR 30 to EUR 100 per month.

How much does it actually cost to live in Germany for the first month after arrival?

Your first month in Germany will cost between EUR 900 and EUR 1,500 (INR 81,900 to INR 1,36,500) which totally depends on which city you settle in. This covers groceries, transport, a SIM card, utilities and basic household items. Munich and Frankfurt is slightly expensive while Leipzig and Dresden are much more affordable.

Is the accommodation deposit in Germany refundable when I move out?

Yes, the deposit is refundable. Landlords in Germany usually ask for two to three months of rent upfront as security. You get it back when you move out, as long as there is no damage to the property. Make a video of the condition of the apartment when you move in to avoid any disputes later.

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