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The cost of studying in Finland for international students in 2025-26 depends on the level of study and the university. Tuition fees typically range from EUR 8,000 to EUR 20,000 per year for bachelor鈥檚 and master鈥檚 programs taught in English. However, PhD programs are generally tuition-free, even for non-EU/EEA students, making Finland a cost-effective option for research degrees.

In addition to tuition, students should budget for living expenses averaging EUR 700 - EUR 1,000 per month, covering accommodation, food, transport, and insurance. Some universities offer scholarships covering 50% to 100% of tuition fees, easing financial pressure for deserving candidates. This blog breaks down the estimated tuition, living costs, and other financial factors international students should consider before studying in Finland.

Tuition Fees for International Students in Finland

Studying in Finland is an attractive choice for Indian students due to its top-quality education and transparent fee structure. Tuition fees for English-taught programs vary depending on the level and subject of study. While bachelor's and master's programs have set fees for international students, PhD studies remain free across all public universities. Additional costs like student union fees also apply annually.

• Bachelor鈥檚 and Master鈥檚 Programs: Tuition fees range between EUR 8,000 and EUR 20,000 per year, depending on the field of study and university.

• Higher Cost Programs: Courses in engineering and business fall at the upper end of the tuition range.

• PhD Programs: Public universities offer tuition-free doctoral education to all international students, including those from India.

• Student Union Fee: Students are required to pay an annual union fee of around EUR 50 - EUR 70 to access student benefits and services.

Also Read: 8 Best Benefits of Studying Abroad for Indian Students in 2025

Tuition Fees at Top Universities in Finland

听Finland is home to several prestigious universities that offer high-quality education to international students. Tuition fees vary by institution and program, especially for non-EU/EEA students enrolled in English-taught degrees. Find below the average tuition fees at top Finnish universities.

Explore: Best Universities for Indian Students Abroad (2025)

Cost of Living in Finland for International Students

Living in Finland as an international student comes with manageable expenses, especially when compared to other European countries. Costs vary depending on lifestyle and city, with Helsinki generally being the most expensive. Here is a breakdown of average living costs in Finland for students.

Quick Read:听Ultimate Guide on How To Study Abroad on a Budget

Scholarships for International Students in Finland

Finland offers a range of scholarships to attract talented international students to its universities. These scholarships generally cover tuition fees partially or fully, and some also offer living cost allowances. Below is an overview of popular scholarships available in Finland.

Check Out:听Best Government Funded Study Abroad Scholarships for Indian Students in 2025

Eligibility Criteria to Study in Finland for International Students

Finland offers globally recognized education with an emphasis on innovation, research, and practical learning. Whether you're applying for a bachelor's, master's, or doctoral degree, specific academic and language requirements must be met. Here are the key eligibility criteria for international students:

• Educational Qualifications: For undergraduate programs, completion of upper secondary education equivalent to Finnish matriculation is required. Master鈥檚 applicants must hold a relevant bachelor鈥檚 degree from a recognized institution.

• Language Proficiency: English-taught programs require proof of proficiency through tests like IELTS (minimum 6.0) or TOEFL iBT (minimum 79). Some universities may conduct their own language assessments.

• Entrance Exams or Interviews: Many bachelor鈥檚 programs require passing the joint university entrance exam (especially UAS). Some master鈥檚 programs may include an interview or portfolio evaluation.

• Minimum GPA Requirements: Competitive GPA or grade average is expected, typically equivalent to at least a 鈥済ood鈥� or 鈥淏鈥� grade depending on the university.

• Passport and Identification: A valid passport and national ID (if applicable) must be provided during application and visa processing.

• Motivation Letter and Recommendation Letters: Master鈥檚 and doctoral applicants often need to submit a statement of purpose and at least one academic or professional reference.

• Proof of Financial Resources: Students must demonstrate sufficient funds to cover living expenses (approx. EUR 560/month) and tuition fees, if applicable.

• Visa and Residence Permit Requirements: Non-EU/EEA students must apply for a residence permit for studies after receiving an admission letter. Health insurance is also mandatory.

Documents Required to Study in Finland

Ready to make your mark as an international student in Finland? Here's your tailored checklist of essential documents to help you kickstart your educational experience.

• Application Form.

• Proof of Previous Education.

• Curriculum Vitae (CV) or Resume.

• Statement of Purpose.

• Letters of Recommendation.

• Passport Copy.

• Passport-Size Photographs.

• Proof of Funds.

• Proof of Visa/Residence Permit Application.

• Admission Test Scores (if applicable)

Suggested Reading:听Top 10 Money-Saving Tips While living Abroad

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